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	<title>Business Solution &#187; Business</title>
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		<title>When Bad Credit Spoils Your Chances At A Small Business Loan</title>
		<link>http://www.solusi-keuangan.com/2010/01/when-bad-credit-spoils-your-chances-at-a-small-business-loan.html</link>
		<comments>http://www.solusi-keuangan.com/2010/01/when-bad-credit-spoils-your-chances-at-a-small-business-loan.html#comments</comments>
		<pubDate>Mon, 04 Jan 2010 07:39:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Chances]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Small]]></category>
		<category><![CDATA[Spoils]]></category>

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		<description><![CDATA[Bad credit is one of the main reasons for bank loan denial. A credit score lower than 580 will probably ruin your chances for a business loan. Several credit checks will also reduce your chances for approval. And of course, a new file for bankruptcy on denial of your request is guaranteed. Fortunately, there is [...]]]></description>
			<content:encoded><![CDATA[<p>Bad credit is one of the main reasons for bank loan denial. A credit score lower than 580 will probably ruin your chances for a business loan. Several credit checks will also reduce your chances for approval. And of course, a new file for bankruptcy on denial of your request is guaranteed. Fortunately, there is no reason to despair if you belong to this group of people. There are now alternatives available for getting a small business loan, regardless of your bad credit. However, it is important that you understand your situation, before jumping into these alternative means for a business loan. You can opt for unsecured personal loans in such cases. But before you do this, first consider these factors. One, how much do you know how to do a business loan? Factor in the numbers and comes to you an accurate estimate of how much you really need. Two, how much can be paid every month. You need that personal business loans often have higher interest per month and take care not if you note, could you more in debt than you actually become, loans from the company. And three, you will be making minimum payments? Avoid minimum payments because there really more in the long term. A business advance is also a way to secure the money you need. A small business loan through prepayment is relatively easy process to go through in order to borrow money from a bank compared. Most small business, even if they do have good credit and often little asset and property. That makes business cash advances are a good alternative for small business operators need immediate money. The important thing is your business, access to credit card services (ie, accept credit cards for transactions). You need only have established your business&#8217; credit scores. The best way to do this is to separate your personal credit from your credit business. It is recommended that you check most if not all, of your business credit of only one of the two credit card providers have you approved, better chances of a quick start needs. After all, your business may require up to $ have collected 2,500 to $ 4,000 as a minimum credit card sales per month. Most providers base advance payment of corporate debt by the average monthly credit card bill sales, and of course your actual need for capital. A business advance is recommended as a business loan, because the processing time for the approval of loans, your company can be as short as three days. opening encounter as new small business much time pressure with suppliers and customers easy and direct access to additional resources is always a plus. In addition, advance comes as a small business loan now easy with the help of the Internet. You can apply for a business cash advance online and have allowed for the next day . The business loan is directly to your account once it is approved. Use your small business loans in new equipment, marketing, purchase, pay debts or taxes to pay or the settlement. banks and large corporate loans are now not the only way to a small business loan for your immediate business needs. Fast Online Cash Advance is now the new way to grow your business and how you compete in the market are thriving. <br/><br/></p>
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		<title>eCommerce and Home Based Businesses of the 21st Century</title>
		<link>http://www.solusi-keuangan.com/2009/12/ecommerce-and-home-based-businesses-of-the-21st-century.html</link>
		<comments>http://www.solusi-keuangan.com/2009/12/ecommerce-and-home-based-businesses-of-the-21st-century.html#comments</comments>
		<pubDate>Thu, 17 Dec 2009 02:23:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[21st]]></category>
		<category><![CDATA[Based]]></category>
		<category><![CDATA[Businesses]]></category>
		<category><![CDATA[Century]]></category>
		<category><![CDATA[eCommerce]]></category>
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		<guid isPermaLink="false">http://www.solusi-keuangan.com/2009/12/ecommerce-and-home-based-businesses-of-the-21st-century.html</guid>
		<description><![CDATA[An eCommercebroker is the direct sales industry&#8217;s answer to the door to door salesman of the 1960&#8242;s who canvassed the American subculture with products ranging from vacuum cleaners to pots and pans. eCommerce Brokers, LLC, The Tour: www.24hourtour.net/ecommerce In Business Since: 2006 Mission Statement: The Mission Statement of the Company is : &#8220;Our mission is [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-967" title="Advertising media" src="http://www.solusi-keuangan.com/wp-content/uploads/2009/12/Advertising-media-300x225.jpg" alt="Advertising media 300x225 eCommerce and Home Based Businesses of the 21st Century" width="300" height="225" />An eCommercebroker is the direct sales industry&#8217;s answer to the door to door salesman of the 1960&#8242;s who canvassed the American subculture with products ranging from vacuum cleaners to pots and pans.</p>
<p>eCommerce Brokers, LLC, The Tour: www.24hourtour.net/ecommerce</p>
<p>In Business Since: 2006</p>
<p>Mission Statement:</p>
<p>The Mission Statement of the Company is : &#8220;Our mission is to empower people to become Conscious Consumers and choose a lifestyle of better health and increased wealth. Through our alliances with excellent green companies and the biggest names in retail, we are proud to do our part in increasing green awareness. Our ultimate goal is to make a difference in the world environmentally and socially.&#8221;</p>
<p>eCommerce Brokers, LLC, has been able to consistently implement its mission statement through the use of seminars, webinars, live training calls, and live tour calls. Every event has been highlighted and punctuated with making the world and society a better place to live by showing an outpouring of love and adoration for people from the founder of the company to the newest member of the eCommerce Broker team.</p>
<p>Pro&#8217;s: eCommerce Brokers, LLC is joining the concept of comparison shopping on the internet by setting up dynamic, personal, malls on the internet where you can shop at several stores by saving gas and helping to reduce the amount of emissions that is released into the environment.. It delivers products to customers either by UPS or Federal Express delivery as well as offering &#8220;in store pickup&#8221; at some of the largest vendors like Best Buy.. In this Direct Sales home based business, its brokers take the product of its online website portal directly to the customers by way of a live tour call as well as a one on one demonstation of the 24 hour tour in the privacy and intimacy of one&#8217;s home.</p>
<p>The core business of eCommerce Brokers, LLC is all about relationships. I was involved with eCommerce Brokers, LLC when it was virtually a new startup with less than 100 vendors and the training was just evolving from groups of less than 20 people called &#8220;brokers&#8221;.</p>
<p>While servicing the customers, the company also collects product-preference data from its customers in the form of &#8220;support tickets&#8221;. The data include the likes and dislikes of the customers and information on what kind of products each individual customer wants. The company analyzes the data and then locates manufacturers to create personalized products according to preference of the customers.</p>
<p>Cons: Unfortunately, eCommerce Brokers, LLC has not been in business long enough to generate a track record of success stories over the years. It has a limited Public Relations Department that is growing.</p>
<p>I started as broker # 3773 in May of 2008 and now there are over 100,000 brokers in the business with a customer service department that has been growing and improving every day. Because the growth of the company is so dynamic, the company is striving to keep up with the amount of customer service reps needed to handle customer complaints. It is fortunate that the company has such smoth operations that there has not been any operations issues.</p>
<p>The Business Model: There are three ways to become involved into the eCommerce Brokers, LLC Business Model:</p>
<p>A.) The Preferred Shopper is known as the &#8220;litmus&#8221; test as to why <a rel="nofollow" href="http://www.ecommercebrokers.net">www.ecommercebrokers.net</a> is a legitimate business and not a pyramid scheme. Pyramid schemes involve the need to PAY money to recieve money in the form or anything classified as commission to rebates. A preferred shopper can join the ecommerce revolution FREE of charge and &#8220;test drive&#8221; the business model while earning the largest cash back percentages known to be paid in the direct sales industry. There is a phone number to call on the ecommerce brokers website to call if you have any questions. Most online opportunities like this direct sales opportunity do not provide a phone number and real live person to work with the consumer.</p>
<p>B.) The Business Builder is known as &#8220;The Referrer&#8221; and gets paid to refer other individuals or businesses into the eCommerce Brokers, LLC Opportunity. The cost to be a Business Builder is a one time fee of $99.</p>
<p>C.) The Website Owner is known as &#8220;The Shopper&#8221; and gets paid to shop online in the form of tax free cash rebates. The cost to become a Website Owner is a one time fee of $349.</p>
<p>D.) The Broker is known as the hybrid of &#8220;the Referrer and the Shopper&#8221; and gets paid to shop and gets paid to refer. The cost to become a Broker is a one time fee of $448.</p>
<p>If for any reason the referrer, the website owner, or the broker wants to opt out of the business within the first 14 days, all of the fees paid are 100% refundable.</p>
<p>Compensation Plan: eCommerce Brokers, LLC has an interesting Binary Hybrid pay plan but just like a lot of Direct Sales Companies, you need to recruit and duplicate, as well as lead by example to make any real long term money. Typically if you recruit 1 new distributor a month you will build a solid organization and create recurring revenue within 24 months. I recruited 10 brokers in my first 30 days. In 13 months I have recruited 23 brokers and I have over 885 brokers in my business. My earnings are into five figures after just 13 months.</p>
<p>In business you must be willing to follow direction and know about the products and organization if you are to succeed. Recruiting is done by the team, placing new brokers, website owners, or business builders in your businesses, thus helping newer brokers getting paid. eCommerce Brokers, LLC  has a basic philosophy as taught be its Founder. &#8220;We get paid to shop and we get paid to refer. The more we shop and the more we refer, the more we will make.&#8221;</p>
<p>For more information about eCommerce, home based businesses, how to make money on the internet without paying upfront fees and other free uses of the internet click here</p>
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<p>The author is a graduate of Wilkes University and holds a bachelor of science degree in Biology as a result of his enrollment in the Wilkes-Hanneman program.</p>
<p>For more information about the internet and ecommerce click here</p>
</div>
</div>
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		<title>What is the best home based business? Well that depends on You!</title>
		<link>http://www.solusi-keuangan.com/2009/10/what-is-the-best-home-based-business-well-that-depends-on-you.html</link>
		<comments>http://www.solusi-keuangan.com/2009/10/what-is-the-best-home-based-business-well-that-depends-on-you.html#comments</comments>
		<pubDate>Thu, 29 Oct 2009 02:28:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Graphics Programs]]></category>
		<category><![CDATA[Internet Business Programs]]></category>
		<category><![CDATA[Phonies]]></category>

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		<description><![CDATA[How to pick the right home based business for you!When it comes to  home based business information you need to search pretty deep to find truthful and unbiased information. Always do your research, call and ask questions. What are your goals for this home based business in the next year and then in five years.Are [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/11/business16.jpg"><img src="/wp-content/uploads/2009/11/business16.jpg" title='' alt="business16 What is the best home based business? Well that depends on You!"  /></a></div>
<div><br/><br/><br/><strong>How to pick the right home based business for you!</strong><br/><br/>When it comes to  home based business information you need to search pretty deep to find truthful and unbiased information. Always do your research, call and ask questions. What are your goals for this home based business in the next year and then in five years.<br/><br/><strong>Are you looking for a cash home based business alternative?</strong><br/><br/>If you are like me you are strictly in this for the cash flow. I used to do all the odd and end home based internet business programs. Affiliates, click bank, ad sense, they just don&#8217;t work like they say they will as a home business&#8230;<br/><br/><strong>How I received over 10,500.00 in one week in Cash!</strong><br/><br/>By now you must be a little confused yet wondering what my hidden secret to cash flow is? It is no secret. To learn more about my cash flow increasing home based business online alternative simply click here..<br/><br/>What do they tell you? Is it all hype and dribble drabble? Then you should be trusting your gut and running far, far away!<br/><br/>If you are some one that needs to be chased down and arm twisted to do anything then any home based business will not really work for you. You need the lazy man&#8217;s way of getting cash and all cash delivered directly to your front door&#8230;.Sure does Sound like a sweet plan for an awesome life, does it not?<br/><br/><strong>Beware There Are Many Phonies Online&#8230;.</strong><br/><br/>Don&#8217;t accept hype and pumped up claims with out some form of proof..<br/><br/>Beware many people and home based businesses on the net are using graphics programs to manipulate pay pal and other credit card payment processors to make it look like they made millions when it was pennies..<br/><br/><br/></div>
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		<title>Business Landline System – Affordable solution for a business</title>
		<link>http://www.solusi-keuangan.com/2009/10/business-landline-system-%e2%80%93-affordable-solution-for-a-business.html</link>
		<comments>http://www.solusi-keuangan.com/2009/10/business-landline-system-%e2%80%93-affordable-solution-for-a-business.html#comments</comments>
		<pubDate>Tue, 27 Oct 2009 13:46:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Answering Service]]></category>
		<category><![CDATA[Line Capability]]></category>
		<category><![CDATA[Phone Calls]]></category>

		<guid isPermaLink="false">http://www.solusi-keuangan.com/2009/10/business-landline-system-%e2%80%93-affordable-solution-for-a-business/</guid>
		<description><![CDATA[If you are running a business then an effectual and clear communication is vital for a successful business. Hence, selecting a right business landline is very important which sets up the communication among you and your business clients, staff and vendors directly. It has been proved that for the success of business whether it is [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/11/business20.jpg"><img src="/wp-content/uploads/2009/11/business20.jpg" title='' alt="business20 Business Landline System – Affordable solution for a business"  /></a></div>
<div><br/><br/><br/>If you are running a business then an effectual and clear communication is vital for a successful business. Hence, selecting a right business landline is very important which sets up the communication among you and your business clients, staff and vendors directly. It has been proved that for the success of business whether it is of large, small and medium scale of enterprise, these systems plays great role and proved to be economical and valuable. Some companies consider the system to be complex but cannot ignore the convenience provided by it. Now, there are various service providers in the market that they are providing reasonable business phone answering machine.<br/><br/><strong>Benefits of having a reliable answering service </strong><br/><br/>It is simple to handle calls from anywhere and though you are out of from your office. With the help of business landline answering machine you can reduce your phone bills and only you have to pay reasonable monthly bill. Now, no need to spend hours in attending phone calls and you can focus on your business.<br/><br/><strong>Well-organized Call managing Service 24/7 </strong><br/><br/>With an answering system your works get much easier and with no delay all incoming calls are answered by call answering machines. If nobody is there to attend phone calls then all incoming calls are attendant by auto responders with a professional way. Your call can be directed to your numbers directly if you are not in the office or you are somewhere else. There are many features you will get with answering machines and these are like: Call conferencing, Dial by name, Fax, Dial by extension etc.<br/><br/>The business landline systems are available in market in a wide range and you can choose the best plan at affordable rate for you. With its easy to use and quick responding features, you will have great benefit in your business.<br/><br/>You will get the features like:<br/><br/> Caller Id Call forwarding Auto attendant Recording of the calls Conference calls Multiple line capability Auto attendant Speaker phones Voice mail facility <br/><br/> <br/><br/>To choose the best business landline you can browse internet and there you will get large information and you can compare features among many service providers. You can also have agents number who can guide you for selecting the right system.<br/><br/>Nowadays market is flooded with large collection of business answering machines and many providers are providing great discounts on their products. So, availing right answering machine for your business is not a big deal now. Only you have to choose the best suitable plan for you according to your business need.<br/><br/>We all know that voice plays a vital role for a successful business and whether it is easy PABX connectivity or a customized voice solution, you will get the best technology. At a very reasonable rate you will have a good automatic call responding machine and you can spend your valuable time for your business. Every successful business is having answering machine so consumers don’t get irritate of calling again and again.<br/><br/>++++++++++++++++++++++++++++<br/><br/><br/></div>
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		<title>10 Totally Stupid Online Business Ideas That Made Someone Rich</title>
		<link>http://www.solusi-keuangan.com/2009/10/10-totally-stupid-online-business-ideas-that-made-someone-rich.html</link>
		<comments>http://www.solusi-keuangan.com/2009/10/10-totally-stupid-online-business-ideas-that-made-someone-rich.html#comments</comments>
		<pubDate>Tue, 27 Oct 2009 07:18:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[10x10]]></category>
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		<description><![CDATA[How to get rich the smart way? Read what some creative people did:1. Million Dollar Homepage1000000 pixels, charge a dollar per pixel – that’s perhaps the dumbest idea for online business anyone could have possible come up with. Still, Alex Tew, a 21-year-old who came up with the idea, is now a millionaire. What is the idea? [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/11/business38.jpg"><img src="/wp-content/uploads/2009/11/business38.jpg" title='' alt="business38 10 Totally Stupid Online Business Ideas That Made Someone Rich"  /></a></div>
<div><br/><br/><br/>How to get rich the smart way? Read what some creative people did:<br/><br/>1. Million Dollar Homepage<br/><br/><br/><br/>1000000 pixels, charge a dollar per pixel – that’s perhaps the dumbest idea for online business anyone could have possible come up with. Still, Alex Tew, a 21-year-old who came up with the idea, is now a millionaire. <br/><br/>What is the idea? (from FAQ on the site)<br/><br/>The idea is simple: to try and make $1m (US) by selling 1,000,000 pixels for $1 each. Hence, &#8216;The Million Dollar Homepage&#8221;. The main motivation for doing this is to pay for my degree studies, because I don&#8217;t like the idea of graduating with a huge student debt. I know people who are paying off student loans 15-20 years after they graduated. Not a nice thought!<br/><br/>So, everyone is welcome to buy my pixels, which are available in 100-pixel &#8216;blocks&#8217; (each measuring 10&#215;10 pixels). You will see the homepage is divided into 10,000 of these 100-pixel blocks (hence there are 1,000,000 pixels in total). The reason for selling them in 100-pixel blocks is because anything smaller would be too small to display anything meaningful.<br/><br/>You can buy as many pixels as you like, as long as there are some available (see the live stats in the top right corner of the page). When you buy some pixels, you can then display an image/ad/logo of your choice in the space you have purchased. You can also have the image click through to your own website. However, no obscene or offensive images are allowed.<br/><br/>The pixels you buy will be displayed on the homepage permanently. The homepage will not change. Using some of the money I make from the site, I guarantee to keep it online for at least 5 years, but hopefully much longer. I want it to become a kind of internet time capsule. So, in the long run, I believe the pixels will offer good value. You will have a piece of internet history!<br/><br/>2. SantaMail<br/><br/><br/><br/>Ok, how’s that for a brilliant idea. Get a postal address at North Pole, Alaska, pretend you are Santa Claus and charge parents 10 bucks for every letter you send to their kids? Well, Byron Reese sent over 200000 letters since the start of the business in 2001, which makes him a couple million dollars richer.<br/><br/>About SantaMail from their site<br/><br/>Since 2002, Santa has been helping us write over 275,000 personalized Christmas letters. Santa makes sure that we use the finest heirloom-quality, acid-free linen paper so that his letters last a lifetime.<br/><br/>As Santa&#8217;s helpers, we help Santa print his letters and then mail them to him in North Pole, Alaska where he affixes a Christmas stamp on it and sends it on the way to your child. From there, the letter gets postmarked and mailed. (After December 16, he has us mail them directly from Austin, Texas so they reach the children in time!).<br/><br/>3. Doggles<br/><br/><br/><br/><br/><br/>Create goggles for dogs and sell them online? Boy, this IS the dumbest idea for a business. How in the world did they manage to become millionaires and have shops all over the world with that one? Beyond me. <br/><br/>About Doggles from their site<br/><br/>We are famous for Doggles   goggles for dogs &#8211; the first and only eye protection designed and created just for dogs!  Seen on CNN, Regis and Kelly, The Today Show, Good Morning America and many others, they are quite a hit with everyone who has tried them! We are also an environmentally conscious organization, using as much &#8220;green&#8221; or recycled fabrics and materials in our products as possible, always keeping in mind that what is good for our planet is also good for our pets. Our standards are high, and you will see this in each and every one of our products. We are market leaders in the design and manufacture of tough and durable and yes, even &#8220;green&#8221;, dog toys. Please be sure to check our offerings in the toy category as you look through our site. Our outdoor line has won the praise of many an outdoor enthusiast as we continue to grow and improve the line. And of course, our fashion sense has never ended as we are always adding and improving to our fashion harness line. We have a wide range of products that are truly functional and have helped many pets over the years as we continue to innovate in the pet products field.  As always, keep an eye on us for more.<br/><br/>4. LaserMonks<br/><br/>LaserMonks.com is a for-profit subsidiary of the Cistercian Abbey of Our Lady of Spring Bank, an eight-monk monastery in the hills of Monroe County, 90 miles northwest of Madison. Yeah, real monks refilling your cartridges. Hallelujah! Their 2005 sales were $2.5 million! Praise the Lord.<br/><br/>5. AntennaBalls<br/><br/>You can’t sell antenna ball online. There is no way. And surely it wouldn’t make you rich. But this is exactly what Jason Wall did, and now he is now a millionaire.<br/><br/>6. FitDeck<br/><br/>Create a deck of cards featuring exercise routines, and sell it online for $18.95. Sounds like a disaster idea to me. But former Navy SEAL and fitness instructor Phil Black reported last year sales of $4.7 million. Surely beats what military pays.<br/><br/>7. PositivesDating.Com<br/><br/>How would you like to go on a date with an HIV positive person? Paul Graves and Brandon Koechlin thought that someone would, so they created a dating site for HIV positive folks last year. Projected 2006 sales are $110,000, and the two hope to have 50,000 members by their two-year mark.<br/><br/>8. Designer Diaper Bags<br/><br/>Christie Rein was tired of carrying diapers around in a freezer bag. The 34-year-old mother of three found herself constantly stuffing diapers for her infant son into freezer bags to keep them from getting scrunched up in her purse. Rein wanted something that was compact, sleek and stylish, so in November 2004, she sat down with her husband, Marcus, who helped her design a custom diaper bag that&#8217;s big enough to hold a travel pack of wipes and two to four diapers. With more than $180,000 in sales for 2005, Christie&#8217;s company, Diapees &amp; Wipees, has bags in 22 different styles, available online and in 120 boutiques across the globe for $14.99.<br/><br/>9. PickyDomains<br/><br/>Hire another person to think of a cool domain name for you? No way people would pay for this. Actually, naming domain names for others turned out a thriving business, especially, when you make the entire process risk free. PickyDomains currently has a waiting list of people who want to PAY the service to come up with a snappy memorable domain name. PickyDomains is expected to hit six figures this year.<br/><br/>10. Lucky Wishbone Co.<br/><br/>Fake wishbones. Now, this stupid idea is just destined to flop. Who in the world needs FAKE PLASTIC wishbones? A lot of people, it turns out. Now producing 30,000 wishbones daily (they retail for 3 bucks a pop) Ken Ahroni, the company founder, expects 2006 sales to reach $1 million.<br/><br/><br/></div>
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		<title>Setting Up Your Home Business with Small Business Loans</title>
		<link>http://www.solusi-keuangan.com/2009/10/setting-up-your-home-business-with-small-business-loans.html</link>
		<comments>http://www.solusi-keuangan.com/2009/10/setting-up-your-home-business-with-small-business-loans.html#comments</comments>
		<pubDate>Mon, 26 Oct 2009 18:12:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Common Knowledge]]></category>
		<category><![CDATA[Merchant Service]]></category>
		<category><![CDATA[Overhead Expenses]]></category>

		<guid isPermaLink="false">http://www.solusi-keuangan.com/2009/10/setting-up-your-home-business-with-small-business-loans/</guid>
		<description><![CDATA[More and more people are setting up home businesses these days. Some of them may have been laid off from work. Others may have found difficulty finding employment. Still others may have chosen to change careers midstream after finding their true passion and deciding to make a living out of it.Setting up a home business [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/11/business17.jpg"><img src="/wp-content/uploads/2009/11/business17.jpg" title='' alt="business17 Setting Up Your Home Business with Small Business Loans"  /></a></div>
<div><br/><br/><br/>More and more people are setting up home businesses these days. Some of them may have been laid off from work. Others may have found difficulty finding employment. Still others may have chosen to change careers midstream after finding their true passion and deciding to make a living out of it.<br/><br/>Setting up a home business gives you much more freedom than regular employment. You are now your own boss. It gives you more time with your family and for yourself. It eliminates the stresses of the workplace and the fatigue of commuting to and from work. This redounds to better physiological, psychological and emotional health and greater productivity. It is also a good way to start going into business because of the lower start up costs. You save a lot on overhead expenses by having your office in your own home.<br/><br/>Despite the low start up costs of a home business, it is not a free ride. You will definitely still need some additional capital as you go along. The good news is that you can start very small and, because of this, you need not approach those intimidating banks and financial institutions for small business loans. After all, it is common knowledge that not only is the process of applying for small business loans lengthy and complicated, but approval is also mostly withheld anyway.<br/><br/>What you should do is approach a merchant service, instead, and apply for credit card services. What has this got to do with your need for small business loans? A lot. Through the same merchant service from whom you get your credit card services, you can get cash advances that are just like small business loans, albeit with lower ceilings. That would not be a problem given your smaller capital needs.<br/><br/>But what are credit card services? Is this the same as applying for a credit card? No. It is actually the other end of the equation. Credit card services allow you to accept payments through credit or debit cards in person, through the internet, by phone and by fax. The merchant service provides you with terminal equipment for physically swiping the cards and the software and high speed IP solutions necessary for all kinds of transactions.<br/><br/>Having credit card services is actually necessary for practically any home business that is involved with sales. The ability to accept debit and credit card payments will boost your income. Having multiple payment options, such as person-to-person, online, phone and fax payments, will further attract more customers.<br/><br/>Most merchant services require only a short minimum period to determine your business’ capability to generate credit card and debit card sales. Your average monthly income through your credit card services will be the basis for the amount of cash advances you will be allowed to make. You will not be required to put up any collateral at all. It is like getting pre-approved small business loans. But there’s more good news. You need not scrimp and save to muster enough cash for loan repayment every month. All you need to do is attend to your business and its profitability. As your credit and debit card payments roll in every month, a certain percentage is automatically paid to the merchant service for your loan. You need not worry about it since you will always be able to afford your payments. Your customers will ensure that.<br/><br/>As your business grows and your sales multiply, you may qualify for bigger and bigger cash advances that you can use to further expand your home business. And you’re on your way to the big time.<br/><br/><br/></div>
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		<title>A Faster Way to Get Small Business Loans</title>
		<link>http://www.solusi-keuangan.com/2009/10/a-faster-way-to-get-small-business-loans.html</link>
		<comments>http://www.solusi-keuangan.com/2009/10/a-faster-way-to-get-small-business-loans.html#comments</comments>
		<pubDate>Sat, 24 Oct 2009 14:04:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Long Term Relationship]]></category>
		<category><![CDATA[Small Businesses]]></category>

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		<description><![CDATA[It is not easy for small businesses to get small business loans. Banks and other lenders require them to go through strict and complicated financial procedures with stringent requirements for qualification. After everything, credit approval is not even guaranteed.Even the financing for loans supported by the Small Business Administration (SBA) cannot meet the needs of [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/11/business7.jpg"><img src="/wp-content/uploads/2009/11/business7.jpg" title='' alt="business7 A Faster Way to Get Small Business Loans"  /></a></div>
<div><br/><br/><br/>It is not easy for small businesses to get small business loans. Banks and other lenders require them to go through strict and complicated financial procedures with stringent requirements for qualification. After everything, credit approval is not even guaranteed.<br/><br/>Even the financing for loans supported by the Small Business Administration (SBA) cannot meet the needs of the majority of small businesses. Although the amount of credit available for small businesses has reportedly been increased by 25% since March this year, it is not that easy to avail of the said small business loans.<br/><br/>Small businesses seeking small business loans should know how to prepare the right kind of business plans that banks are looking for. To justify the loan, they should be able to show the banks in detail how they intend to use the money in business and how viable their plan is. Experts say lenders have specific points which they scrutinize applications for and applicants should know these points and tailor their submitted business plans accordingly.<br/><br/>It is also said that loan applicants should first establish a strong relationship with the lending bank in order to increase the possibility of having a loan approved. Banks supposedly give more small business loans to businesses they have already known and trusted long term. Since small businesses are usually new businesses, this is quite difficult to do and it cannot be done in a hurry. How can a new small business with financial needs establish a good long term relationship with a bank in time to meet its current needs?<br/><br/>Another requirement of lending institutions from small businesses applying for small business loans is a good credit history score.  A small business should first be deemed credit worthy by the bank before it can even be considered for loan approval. Again, small businesses that are stll young are at an immediate disadvantage here. How can they establish credit worthiness in time?<br/><br/>The US Congress has also placed Congressional restrictions on eligibility for the Small Business Administration loans. Small businesses first have to prove that they are at least two years old and are both struggling and viable at the same time. They should present proof that they have had a positive cash flow in one of those previous two years in business. They should, however, be currently struggling with “immediate financial hardship” with a decrease in income that should not be less than 20 percent. At the same time, they should submit their projections for cash flow for the next two years, proving that they will be able to meet loan payments.<br/><br/>A faster way to get small business loans would be through credit card services.<br/><br/>Any small business should have credit card services. Credit card services enable a company to accept customer payments for goods and services via credit cards or debit cards, whether over the counter in brick and mortar settings, through the phone or online. Credit card services provide the hardware and software for this.<br/><br/>Being able to accept payments through credit cards or debit cards can greatly enhance a small business’ income earning potentials. In addition to that, credit card services can provide the equivalent of small business loans with no need for any collateral. The amount of the small business loans are computed based on the average monthly income of the small business from credit card payments. The small business loans are then amortized through automatic monthly deductions of a certain percentage from the small business’ future credit card revenue. This means small businesses can almost automatically qualify for small business loans through credit card services, and will surely be able to pay such small business loans. Is there a faster way than this?<br/><br/><br/></div>
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		<title>What Commercial Security Systems Can Do to Protect Your Retail Business in Tampa, Clearwater and St</title>
		<link>http://www.solusi-keuangan.com/2009/10/what-commercial-security-systems-can-do-to-protect-your-retail-business-in-tampa-clearwater-and-st.html</link>
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		<pubDate>Thu, 22 Oct 2009 14:38:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Deterrents]]></category>
		<category><![CDATA[Employee Theft]]></category>
		<category><![CDATA[Shoplifting]]></category>

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		<description><![CDATA[Studies show that businesses lose as much as $70 million per day to a combination of internal and external theft. The retail industry is extremely vulnerable to shoplifting and employee theft. Some thirty to forty percent of inventory losses are attributed to employee theft, and more is lost to employee fraud. Commercial security systems offer [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/11/business48.jpg"><img src="/wp-content/uploads/2009/11/business48.jpg" title='' alt="business48 What Commercial Security Systems Can Do to Protect Your Retail Business in Tampa, Clearwater and St"  /></a></div>
<div><br/><br/><br/>Studies show that businesses lose as much as $70 million per day to a combination of internal and external theft. The retail industry is extremely vulnerable to shoplifting and employee theft. Some thirty to forty percent of inventory losses are attributed to employee theft, and more is lost to employee fraud. Commercial security systems offer various services to curb such losses among retail businesses in Tampa, Clearwater and St. Petersburg.<br/><br/>How exactly do these commercial security systems protect your retail business in Tampa, Clearwater and St. Petersburg?<br/><br/>Many retail stores use radio frequency identification (RFID) tags on their merchandise. If any of such merchandise is brought out of the store unpaid, it will trigger alarms and alert the guards. This is one of the most effective deterrents against shoplifters.<br/><br/>Retailers should train their personnel well, though, to ensure that RFID tags are always removed before merchandise that has been paid for is wrapped at the counter. If a paying customer triggers the alarm while going out the shop because of employee negligence, this will create a negative backlash on the store. The customer will be humiliated and will, understandably, be very furious. Other customers in the shop will surely sympathize with the victim. In extreme cases this could even lead to a boycott. Security should not be implemented at the expense of customer service and relationships.<br/><br/>For insider theft, access control is provided to identify and record everyone entering and leaving the company premises at any time. This is used for employee entrances and exits. Access control prevents employees from entering the premises beyond their work hours. It also prevents other unauthorized entry. If any theft occurs overnight, for example, records from access control will show who went in and out of the premises between certain time periods.<br/><br/>Digital video surveillance will provide even more protection. With multiple digital surveillance cameras positioned strategically throughout the store and backend areas, you can have full 24 hour coverage and monitoring. All footages are recorded and archived. You can also monitor all cameras any time from anywhere in the world through a laptop with an internet connection.<br/><br/>All footages from digital video surveillance should be saved even if there seems to be nothing interesting going on. Seemingly routine scenarios may later prove to be valuable in establishing certain facts or patterns. Video documentation is extremely valuable.<br/><br/>Surveillance cameras focused on points of sale will catch instances of employee cash register theft and fraud. Surveillance cameras throughout the store will catch shoplifters. In the backroom, round the clock digital video surveillance will record inventory theft and pilferage. Digital video surveillance will positively identify the persons involved in the crime, whether employees or outsiders.<br/><br/>Sometimes the mere knowledge of the presence of digital video surveillance in a store and its backend areas is in itself enough of a deterrent for criminals.<br/><br/>All the security features mentioned are designed to work together in a comprehensive structure that is also linked to a 24 hour emergency response system. It can also be made to integrate with all other systems used in the store, such as temperature control, smoke alarms and fire alarms. This further strengthens the protection for your business.<br/><br/>There are so many commercial security systems to choose from. In deciding which company to hire, check for references among other retail establishments and businesses in Tampa, Clearwater and St. Petersburg. Establishments with high security needs like the 24-hour Anytime Fitness franchise, for example, would hire only the best commercial security system available. It might be a good idea to go with what has already been proven to be reliable and cost effective.<br/><br/><br/></div>
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		<title>$100,000 from 10 customers? Can it Be True? How to start and Internet Business- Make Extra Money Online</title>
		<link>http://www.solusi-keuangan.com/2009/10/100000-from-10-customers-can-it-be-true-how-to-start-and-internet-business-make-extra-money-online.html</link>
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		<pubDate>Wed, 21 Oct 2009 20:54:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Expert]]></category>
		<category><![CDATA[Extra Money]]></category>
		<category><![CDATA[Six Figure Income]]></category>

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		<description><![CDATA[$100,000 from 10 customers? Can it Be True? Obviously that level of income from such a small number of customers *may* seem a little unbelievable at first and to begin with I was a little dubious as well.However, when I discovered that this strategy had been created by Steve Clayton and Tim Godfrey, (two guys [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/11/business27.jpg"><img src="/wp-content/uploads/2009/11/business27.jpg" title='' alt="business27 $100,000 from 10 customers? Can it Be True? How to start and Internet Business  Make Extra Money Online"  /></a></div>
<div><br/><br/><br/><strong>$100,000 from 10 customers? Can it Be True? </strong><br/><br/>Obviously that level of income from such a small number of customers *may* seem a little unbelievable at first and to begin with I was a little dubious as well.<br/><br/>However, when I discovered that this strategy had been created by Steve Clayton and Tim Godfrey, (two guys well known  for their high<br/><br/>quality material and innovative ideas), it suddenly caught my attention, especially when I learned that scaled up, the numbers stack up like this:<br/><br/> 5 customers = $50,000  10 customers = $100,000  50 customers = $500,000  100 customers = $1,000,000  <br/><br/>This is a VERY unusual type of online business, one that I had not previously thought of&#8230; and if you&#8217;re short of time be VERY sure to watch this short video because when you see the specific details, you&#8217;ll quickly understand how and why this really works:<br/><br/>www.softe4u.com/sembizblue/<br/><br/>What&#8217;s even more facinating is that in order to do this yourself, you don&#8217;t need any previous experience with internet marketing (you learn as you go along) and they will give also you absolutely everything you need to get started. Frankly, the FACTS speak for themselves&#8230;<br/><br/> &#8211; There is a huge market demand for this. &#8211; The ecomomic downturn actually BENEFITS this type of business. &#8211; You dont need to be an expert in Pay Per Click or Search Engine Optimization. &#8211; You don&#8217;t need any addtional investment. &#8211; Between 5 to 10 customers will create a six <br/><br/>figure income and allow you to quit your job. This is conclusive proof that the potential here is extraordinary and I highly recommend that you check out this video as soon as possible:<br/><br/>www.softe4u.com/sembizblue/<br/><br/>Speak soon,<br/><br/>George<br/><br/><br/></div>
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		<title>I’m A Small Business Owner, How Can Outsourcing Help Me?</title>
		<link>http://www.solusi-keuangan.com/2009/10/i%e2%80%99m-a-small-business-owner-how-can-outsourcing-help-me.html</link>
		<comments>http://www.solusi-keuangan.com/2009/10/i%e2%80%99m-a-small-business-owner-how-can-outsourcing-help-me.html#comments</comments>
		<pubDate>Tue, 13 Oct 2009 04:06:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Answering Service]]></category>
		<category><![CDATA[Office Space]]></category>
		<category><![CDATA[Outsourced Marketing]]></category>

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		<description><![CDATA[Many of our clients have been able to build their businesses successfully as a direct result of outsourcing. One of the most common jobs that they outsource is appointment setting. If your company does any type of outside sales (and most do) having an outsourced telemarketing department is ideal. Think about it, if you tried [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/11/business36.jpg"><img src="/wp-content/uploads/2009/11/business36.jpg" title='' alt="business36 I’m A Small Business Owner, How Can Outsourcing Help Me?"  /></a></div>
<div><br/><br/><br/>Many of our clients have been able to build their businesses successfully as a direct result of outsourcing. One of the most common jobs that they outsource is appointment setting. If your company does any type of outside sales (and most do) having an outsourced telemarketing department is ideal. Think about it, if you tried to hire telemarketers in house, you have to set up office space, get office furniture, get special phone lines installed, get computers, etc. You even have to either manage them yourself or hire someone else to make sure that they’re showing up on time, working their agreed upon shift, calling properly, reading the scripts properly and performing the way that you want them to. <br/><br/>Yet when you outsource your appointment setting, all you do is have your sales force (or yourself) show up to prescheduled appointments and write up deals. That’s it! No trouble no hassle no headaches. All of this for an employee that costs around $5 per hour.<br/><br/>As a small business owner, you can also use virtual assistants to contact your existing clients and cross sell them on additional products and services (a very successful and profitable strategy). In addition, they can serve as an answering service when you’re out of the office, handle your billing / payments &amp; collections, perform accounting and bookkeeping and more. Some mortgage companies use outsourced workers to call homeowners and sell them mortgages over the phone.<br/><br/>Realtors use virtual assistants to help them run their offices. Their reps help them prepare documents, upload listings, answer phones, do internet marketing, send out client newsletters and more. Other businesses have outsourced reps handling some of their marketing functions. These include internet marketing. There are over 50,000 free classified ad sites on the internet other than Craigslist. Some business owners have their outsourced marketing reps posting ads on these sites each month. They also design their print and internet ads, launch their direct mail campaigns, fulfill information request orders, perform E-blasts, perform “Live Chat” for their website, perform search engine optimization, blogging, writing and posting articles online, updating their website monthly, and much more. Some accounting companies even have outsourced reps doing their clients bookkeeping (unbeknownst to their clients). Other companies have outsourced reps doing actual sales entirely over the phone and internet.<br/><br/>So as you can see, there are a tremendous amount of ways that you as a small business owner can benefit from outsourcing. The ways we mention above are just a few examples yet the possibilities are endless.<br/><br/> <br/><br/> <br/><br/><br/></div>
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